Get the Most Out of Tax Changes
They’ve already started to arrive in my mailbox—forms with “Important Tax Information” in bold on the front. Puzzling machine-generated envelopes with multi-step opening instructions: “Unzip here first. Then here. Then here.” Yes, it’s tax season and if you’re like me you’re tossing all that mail into a 2025 Taxes folder with a plan to do […]
Know Your IRAs: For Today and the Future
Every year around this time I talk to my tax person about putting money into an IRA (Individual Retirement Account). He tells me whether to invest in my traditional IRA or my Roth. I thank him, put a note in my to-do list, then google “the difference between traditional and Roth IRAs” to remind myself […]
Mom and Her Money
Talking to an aging parent about their money can be fraught with pride, confusion, suspicion, and complicated family dynamics. But gentle and helpful money discussions should be part of a caring relationship. My Mom has been on her own now for five years, but she depends on me to help with the finances. Dad was […]
Invest Your Values
When I started investing for retirement, I learned the fundamental principle of diversification—investing money across a wide variety of companies, industries, and regions to create a balanced portfolio that’s resilient to risk. So I chose funds for my IRA and 401k plans that aligned with my risk tolerance and let the fund managers do their […]