Arrivity's Blog Posts
When Napkin Math Falls Short
When Napkin Math Falls Short Using a compound interest calculator and the 4% Rule (sometimes used to create “napkin math”) can give you a rough estimate of whether you have or are saving enough money to eventually retire. But in many distinct and specific ways, napkin math falls short and
Arrivity Financial Planners Demystify the Options Around Taking Social Security and What to Consider When Deciding When to Take Social Security
25.) Arrivity financial planners demystify the options around taking Social Security and what to consider when deciding when to take social security. Not to be macabre, but if we knew the date that you would die, we could tell you with great accuracy which age it would be optimal to
For People with College-Bound Children, We Help to Develop Savings Plans for College Prior to High School Graduation
25 Ways We Help Clients Build Better Relationships with Their Money 24.) For people with college-bound children, we help to develop savings plans for college prior to high school graduation. Arrivity financial planners regularly compare and contrast 529 plans to see which is better for a client by looking at:
Arrivity Financial Planners Help Clients Reduce Concentrated Stock Positions to Maintain Diversified Portfolios
25 Ways We Help Clients Build Better Relationships with Their Money 23.) Arrivity financial planners help clients reduce concentrated stock positions to maintain diversified portfolios. Many prospective clients (and even returning clients) come to us with concentrated individual stock positions that make up high percentages of their investments and retirement
Arrivity Financial Planners Reveal Spending and Savings Trends with Year-To-Year Progress Reports to Bolster Confidence
25 Ways We Help Clients Build Better Relationships with Their Money 22.) Arrivity financial planners reveal spending and saving trends with year-to-year Progress Reports to bolster confidence. One of the most common inclusions in our Annual Review, Plan Update, or Initial Plan deliverables is the “Financial Progress Report” where we
Arrivity Financial Planners Inform Clients of Unique Investment Vehicles They May Have Access to so They Can Save for the Future
25 Ways We Help Clients Build Better Relationships with Their Money 21.) Arrivity financial planners inform clients of unique investment vehicles they may have access to so they can optimally save for the future. They say that knowing is half the battle. We aren’t quite sure who “they” are, but
We Act as Ballast During the Turbulent News Cycle, Recessions and Elections, Able to “Talk Clients Off The Ledge” to Stay-The-Course and Stay Invested
25 Ways We Help Clients Build Better Relationships with Their Money 20.) We act as ballast during the turbulent news cycles, recessions and elections, able to “talk clients off the ledge” to stay-the-course and stay invested. Arrivity financial planners believe in the tried and true “Time in the market
We Help Clients Optimize Investment Portfolios with Passive Investing Strategies That Match Selected Indices and Suballocations, Seeking Better Long-Term Returns and Less Volatility Than Actively Managed Funds
19.) We help clients optimize investment portfolios with passive investing strategies that match selected indices and suballocations, seeking better long-term returns than actively managed funds with less volatility. Actively managed equity and fixed income funds charge high fees and high expense ratios for the perceived value they provide over passively