Blog Posts

 25 Ways We Help Clients Build Better Relationships with Their Money 20.) We act as ballast during the turbulent news cycles, recessions and elections, able to “talk clients off the ledge” to stay-the-course and stay invested.   Arrivity financial planners believe in the tried and true “Time in the market

19.) We help clients optimize investment portfolios with passive investing strategies that match selected indices and suballocations, seeking better long-term returns than actively managed funds with less volatility.  Actively managed equity and fixed income funds charge high fees and high expense ratios for the perceived value they provide over passively

25 Ways We Help Clients Build Better Relationships with Their Money 18.) We encourage clients with “action items” (i.e. homework) to save more, spend more, and/or obtain estate planning documents and insurance policies to minimize anxiety and maximize happiness. Each year when we meet with clients, we go over how

25 Ways We Help Clients Build Better Relationships with Their Money 17.) We evaluate tax planning opportunities both before and after retirement. When clients first come to us at least 5 years before they retire, we are often able to take advantage of a variety of tax planning strategies to

25 Ways We Help Clients Build Better Relationships with Their Money 16.) We help clients visualize the power of compound growth with tables, graphs and projections.  We all have a deeply engrained psychological mindset regarding money that was learned or taught to us – often obtained via passive observation of

25 Ways We Help Clients Build Better Relationships with Their Money 15.) In the event of losing a spouse or close loved-one, we provide a strong financial foundation, ensuring all financial details during this difficult time are managed with care and sensitivity. Some of the hardest and most impactful conversations

25 Ways We Help Clients Build Better Relationships with Their Money 14.) We help clients reduce costly fees while also identifying opportunities to maximize growth through improved interest rates and investment strategies. Those sneaky banks sometimes reduce the interest or dividend rate on your checking or savings accounts and hide

25 Ways We Help Clients Build Better Relationships with Their Money 13.) We work closely with clients to clarify their financial aspirations, develop personalized strategies, and guide them toward achieving their long-term goals.  Goals, dreams and plans have to be dynamic because the path life leads us down is never