FAQs

Arrivity Financial Planning is a fiduciary and our planners work with clients in a fiduciary capacity. This means we put your needs first. We act with professional prudence, provide fair disclosure, and avoid conflicts of interest. As a Registered Investment Advisor (RIA), we’re required to uphold this standard by Washington State regulations. We also voluntarily uphold the fiduciary standard established by The Certified Financial Planner Board of Standards, Inc.

The fiduciary standard is the highest in the industry and differs significantly from the “suitability” standard which typically governs sales of financial products.

The CFP Board’s definition of fiduciary is: One who acts in utmost good faith, in a manner he or she reasonably believes to be in the best interest of the client and places the interest of the client ahead of his or her own.

All we do is financial planning. Our interest in your money is to help you keep it, grow it, and use it to accomplish your goals – we’re not trying to manage your assets and gain control of them for our personal gain. We take a holistic approach to your financial situation. Our advice is 100% for your benefit and customized to your needs.

We recommend mutual funds and exchange-traded funds. We do not provide advice or research on individual securities such as bonds and stocks, although we can integrate existing holdings within current investment recommendations.

Financial planning is a process, not an event. Once your initial financial plan is complete, we encourage you to schedule annual reviews to make sure your plan continues to track with your goals. We can help you update your cash flow and your financial assets as well as rebalance your portfolio.

Of course, your Arrivity financial planner is available to you whenever you need advice and additional planning. This is especially important during a major life event like marriage, a divorce, new children, a job change, or an inheritance.