There are a number of reasons your financial life may be more complex than your parents’. First of all, longer life expectancies mean it’s possible that a 65‐year old could have a 30‐year retirement. It’s important to be sure you have enough assets to sustain your lifestyle. We also provide advice to clients with complicated family situations like blended families, spousal support requirements, and different Social Security choices. Finally, there are many more choices available for investing, and at the same time few companies offer pension plans.