In our initial complimentary consultation, we will discuss your needs and provide a proposal for your personal financial plan. Our services are based on the amount of time we spend working on your plan and meeting with you, not how much money you have. Click the tabs below to find out what planning level might fit your financial situation.
Scouting: Early Career
You’re just getting started with your career and have access to a retirement plan through your company. Now that you’ve got a pretty decent steady income, you can afford some nicer things, as well as real vacations every once in a while. But the older adults in your life also keep reminding you that the best time to start saving for retirement is now. It may not have occurred to you that someone your age should have a financial plan, but what better way to set yourself up for a secure financial future?
Your Arrivity financial planner will help you get a clear look at your financial situation. They’ll recommend strategies to help you pay down debt while at the same time funding an emergency reserve. You’ll also get recommendations for how to maximize your retirement funds and allocate ongoing contributions. This includes personalized advice and time for you to ask all the questions you have.
*Know someone just starting out? Consider giving a financial plan as a gift!
Touring: Mid-Career
You work hard to take care of your family and enjoy life, but it’s not always easy to know which financial decisions make the most sense. Sometimes investing in a home can seem like it’s at odds with building a college fund. You’d like to do both, of course, and have enough left for vacations and big purchases. Retirement is still far in the future, but you want to make sure you’re on the right track. Surely you could be doing more with the 401(k)s you’ve accumulated. Your financial life isn’t too complicated, but a plan will help you – and your family – feel more confident about the decisions you’re making.
Your Arrivity financial planner will dig into the numbers so you have a clear picture of where you stand, then give you cash flow and investment recommendations for how to achieve your goals. We may also provide advice on ways insurance and estate planning can help you protect your assets. When your plan is done, we meet to make sure you fully understand the details. You can also contact us any time things change in your life and you’ll only pay for the amount of time you use.
Journey I: Planning Retirement
You’re established in your career, your family, and your lifestyle. You’ve had your 401(k) or company-provided retirement plan for so long that you don’t even think about it anymore – your contributions are pretty much on autopilot. Your financial profile includes a home, other tangible assets, and an accumulation of retirement and investment accounts. You may also be wondering what to do with your company stock awards, or how a pension plan fits into the picture.
You’ve been wondering if it would be possible to retire early or make a career change, but there’s still the matter of getting kids through college. You’ve got a lot to think about – a lot of pieces to fit together – but you’ve never had the time or the inclination to sit down and puzzle through it all.
Your Arrivity financial planner takes an objective approach to your plan and provides recommendations so you can accomplish your individual goals. We’ll help you make spending and investment decisions based solely on your needs – giving you total control over your allocations. We also take a detailed look at all your assets and cash flow to make sure you know how to stay on track throughout the year. Meetings with your financial planner during the process mean you’ll have clarity on every part of the plan – the beginning of a relationship with your planner that you can return to whenever anything changes in your life.
Journey II: Retired
Retirement is how you define it. You may have decided to say goodbye to the working world altogether, pursue a different passion, or start your own business. However it looks for you, it’s important to make sure you’ve got cash flow to fund your lifestyle, and the ability to support family when they need it. You want your investments to be safe, but still working hard for you, and you need a plan for taking minimum withdrawals from retirement plans and for Social Security.
Other financial concerns you may be thinking about in retirement include healthcare and long-term care as well as supporting adult kids and aging parents. You may also have dreams of travel, downsizing, or purchasing a vacation home. Juggling all these priorities requires a clear plan.
Your Arrivity financial planner takes an objective look at your entire financial picture – not just a few key investments – and builds a plan to help you enjoy your retirement worry-free. The process includes in-depth conversations with your financial planner so you can ask questions, understand every detail, and implement your plan with confidence. You can also touch base with us whenever you need additional advice, such as when you have estate or inheritance questions.
Expedition: A more complex journey
Life is an adventure, and you haven’t taken a conventional path. You may have had several career changes, built your own company, or worked at firms with complicated compensation schemes. Your portfolio includes a combination of assets like company shares, stock options, bonuses, retirement plans, a severance agreement, and profit sharing. You may also have investments in physical assets like rental properties or a second home.
You’ve got a complex financial life, and you want to feel more in control of today and the future. A clear financial plan can also help with uncomfortable conversations you’re having with family members who have more traditional career paths.
Your Arrivity financial planner will look at your complete financial situation and give advice on how to balance it all in order to reach your goals. This includes sorting out equity compensation plans and making sure your portfolio is appropriately diversified. You’ll also get objective input on future decisions about company stock or retirement planning. Our planning includes objective conversations to make sure you fully understand how to implement your plan. And you can return any time for adjustments or additional advice.
Scouting: Early Career
You’re just getting started with your career and have access to a retirement plan through your company. Now that you’ve got a pretty decent steady income, you can afford some nicer things, as well as real vacations every once in a while. But the older adults in your life also keep reminding you that the best time to start saving for retirement is now. It may not have occurred to you that someone your age should have a financial plan, but what better way to set yourself up for a secure financial future?
Your Arrivity financial planner will help you get a clear look at your financial situation. They’ll recommend strategies to help you pay down debt while at the same time funding an emergency reserve. You’ll also get recommendations for how to maximize your retirement funds and allocate ongoing contributions. This includes personalized advice and time for you to ask all the questions you have.
*Know someone just starting out? Consider giving a financial plan as a gift!
Touring: Mid-Career
You work hard to take care of your family and enjoy life, but it’s not always easy to know which financial decisions make the most sense. Sometimes investing in a home can seem like it’s at odds with building a college fund. You’d like to do both, of course, and have enough left for vacations and big purchases. Retirement is still far in the future, but you want to make sure you’re on the right track. Surely you could be doing more with the 401(k)s you’ve accumulated. Your financial life isn’t too complicated, but a plan will help you – and your family – feel more confident about the decisions you’re making.
Your Arrivity financial planner will dig into the numbers so you have a clear picture of where you stand, then give you cash flow and investment recommendations for how to achieve your goals. We may also provide advice on ways insurance and estate planning can help you protect your assets. When your plan is done, we meet to make sure you fully understand the details. You can also contact us any time things change in your life and you’ll only pay for the amount of time you use.
Journey I: Planning Retirement
You’re established in your career, your family, and your lifestyle. You’ve had your 401(k) or company-provided retirement plan for so long that you don’t even think about it anymore – your contributions are pretty much on autopilot. Your financial profile includes a home, other tangible assets, and an accumulation of retirement and investment accounts. You may also be wondering what to do with your company stock awards, or how a pension plan fits into the picture.
You’ve been wondering if it would be possible to retire early or make a career change, but there’s still the matter of getting kids through college. You’ve got a lot to think about – a lot of pieces to fit together – but you’ve never had the time or the inclination to sit down and puzzle through it all.
Your Arrivity financial planner takes an objective approach to your plan and provides recommendations so you can accomplish your individual goals. We’ll help you make spending and investment decisions based solely on your needs – giving you total control over your allocations. We also take a detailed look at all your assets and cash flow to make sure you know how to stay on track throughout the year. Meetings with your financial planner during the process mean you’ll have clarity on every part of the plan – the beginning of a relationship with your planner that you can return to whenever anything changes in your life.
Journey II: Retired
Retirement is how you define it. You may have decided to say goodbye to the working world altogether, pursue a different passion, or start your own business. However it looks for you, it’s important to make sure you’ve got cash flow to fund your lifestyle, and the ability to support family when they need it. You want your investments to be safe, but still working hard for you, and you need a plan for taking minimum withdrawals from retirement plans and for Social Security.
Other financial concerns you may be thinking about in retirement include healthcare and long-term care as well as supporting adult kids and aging parents. You may also have dreams of travel, downsizing, or purchasing a vacation home. Juggling all these priorities requires a clear plan.
Your Arrivity financial planner takes an objective look at your entire financial picture – not just a few key investments – and builds a plan to help you enjoy your retirement worry-free. The process includes in-depth conversations with your financial planner so you can ask questions, understand every detail, and implement your plan with confidence. You can also touch base with us whenever you need additional advice, such as when you have estate or inheritance questions.
Expedition: A more complex journey
Life is an adventure, and you haven’t taken a conventional path. You may have had several career changes, built your own company, or worked at firms with complicated compensation schemes. Your portfolio includes a combination of assets like company shares, stock options, bonuses, retirement plans, a severance agreement, and profit sharing. You may also have investments in physical assets like rental properties or a second home.
You’ve got a complex financial life, and you want to feel more in control of today and the future. A clear financial plan can also help with uncomfortable conversations you’re having with family members who have more traditional career paths.
Your Arrivity financial planner will look at your complete financial situation and give advice on how to balance it all in order to reach your goals. This includes sorting out equity compensation plans and making sure your portfolio is appropriately diversified. You’ll also get objective input on future decisions about company stock or retirement planning. Our planning includes objective conversations to make sure you fully understand how to implement your plan. And you can return any time for adjustments or additional advice.